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Here for you


As your protection needs change, we're here for you. From birth to ageing gracefully, to getting your first job and celebrating Mother's Day. From learning about an illness, to getting well again. In every stage of life, as your needs change, we're here for you.

here for you
here for you

Here for you


As your protection needs change, we're here for you. From birth to ageing gracefully, to getting your first job and celebrating Mother's Day. From learning about an illness, to getting well again. In every stage of life, as your needs change, we're here for you.

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PRUlife ready

Our PRUlife ready plan is an investment-linked plan for anyone aged 19 to 25 who needs a source of protection and investment at the same time. For as little as RM100 per month, you can receive a Goal Achievement Benefit, a unique reward that's yours when you accomplish your milestone.

We'll prepare you for your life's journey and reward you for your personal achievement.

You're about to embark on a new milestone; travelling the world, buying a house or getting married. We want to make sure you’re not just ready for it; we want to reward you for it, too!

With PRUlife ready, you'll get:

  • REWARDS FOR YOUR ACHIEVEMENTS

    When you get married, give birth, or even go on that holiday you've been dreaming of, you'll be rewarded. It's that simple!

  • MORE FLEXIBILITY FOR MORE ACHIEVEMENTS

    With optional benefits that cover many aspects of your life, this plan can be personalised to be exactly what you need and more.

PRUlife ready
PRUlife partner

We're here to protect you and your spouse throughout your life together as a married couple.

PRUlife partner is a unique plan designed to protect you and your spouse: from marriage to purchasing a new home, and even welcoming your first child to the world. Even if you are single, you can sign up for PRUlife partner and include your spouse into the policy when you are married. Let us be here for you all the way.

It is the first ever Prudential insurance plan specially designed for couples to offer dual-life coverage in one policy, offering you peace of mind and the best value for money as the perfect gift of love.

Begin your perfect union with PRUlife partner today, and let us be there for you through thick and thin, as you do for each other.

With PRUlife partner, you'll get:

  • DUAL-LIFE COVERAGE AND SPOUSE DISCOUNT

    Married couples can now be protected together under the same policy and both will enjoy spouse discounts on basic premiums.

  • LARGE SUM ASSURED DISCOUNT

    Enjoy additional discount on basic premiums when the married couple's combined basic sum assured is at least RM 250,000.

  • LIFESTAGE MULTIPLIER

    Guaranteed option to increase basic coverage upon attainment of major life events, such as marriage, acquiring a property, conceiving/legally adopting a child.

  • DISABILITY INCOME BENEFIT

    Let us provide the financial support for your loved ones when you are unable to.

  • ACCIDENTAL AND DISABILITY COVERAGE

    Double coverage in the event of Accidental Death and Disability.

  • NO-LAPSE GUARANTEE

    Peace of mind with No-Lapse Guarantee which guarantees the enforcement of your basic plan regardless of market condition.

PRUlife partner
PRUmy child

Our PRUmy child plan is a regular premium investment-linked insurance plan that protects not only your child but mothers too during the crucial prenatal, neonatal and postnatal periods. So that you can enjoy the priceless journey of motherhood.

We want to give you peace of mind with complete protection for your child, even before birth.

We know that you only want to give your child the best in life.

We can help you to secure your hopes and dreams for your child from as early as 18 weeks into pregnancy, all the way to 18 years of age.

With PRUmy child, you'll get:

  • A SPECIALLY FORMULATED PLAN

    We'd like to offer you the flexibility to design a personalised and complete plan for your child.

  • EXTENDED PEACE OF MIND

    With coverage starting as early as 18 weeks into your pregnancy, you have a greater peace of mind throughout your child's birth and early years.

  • ENHANCED PROTECTION DURING YOUR CHILD'S INFANCY

    Option to attach Infant Care* rider to enhance your baby's protection from 18 weeks of your pregnancy up to your child reaching 2 years old.

  • SECURITY FOR YOUR CHILD'S FUTURE

    Build your child's education fund with optional PRUedusaver and PRUsaver kid riders.

PRUmy child
PRUvalue med

Our PRUvalue med plan is a medical plan that combines extraordinary value and savings that also promises you a lifetime of assurance for all your medical needs. The plan also includes optional features that extend your medical safety net and safeguards against rising healthcare costs.

We've got a medical plan that extends your medical safety net and safeguards against rising healthcare costs.

Health is one thing we treasure above all else, and we're here to make sure that you'll always have the protection and care that you need without compromise.

With PRUvalue med, you'll get:

  • MORE PROTECTION

    It's the first medical plan with no annual and lifetime limit*, so you know you'll always have the protection you deserve.

  • MORE BENEFITS

    Besides surgical and hospital benefits, you'll get additional benefits that include day care procedures, outpatient cancer and kidney treatment, and protection for maternity complications.

  • MORE SAVINGS

    Our Med Saver feature gives you the flexibility to reduce your premiums to increase your coverage or investments.

  • MORE FLEXIBILITY

    Our Deductible feature gives you an extension to your existing medical plan as a safety net for unexpected health care costs.

PRUvalue med

Our PRUlink million plan is an exclusive regular premium investment-linked insurance plan that gives you a high coverage of RM500,000 and above.

We've created an investment plan to help you safeguard what's important to you and your loved ones.

Let us turn your investments into a lasting legacy for your loved ones, even in trying times.

With PRUlink million, you'll get:

  • A FLEXIBLE PLAN

    With highly customisable coverage and premium payment terms, you can save up and invest on your financial terms.

  • MORE CASH VALUE

    Find yourself with spare resources? You can increase your policy investment value via Single Premium Top Ups to ensure you get more out of our plan.

  • NO-LAPSE GUARANTEE

    Life changes but the protection you'll receive will not. With guaranteed lifelong coverage, have peace of mind knowing that you'll continue to receive the plan's benefits no matter what life brings.

PRUlink million
PRUretirement growth

Our PRUretirement growth plan is a single premium investment-linked plan that pays a monthly guaranteed income and has the potential to grow in investment for your retirement needs.

We've got a retirement plan that guarantees income and the potential for a large return on your investments.

You're dreaming of a worry-free retirement that ensures you are well-looked after throughout your golden years. Even with the effects of inflation, we can help make sure that your savings are enough to meet your desired retirement lifestyle and more.

With PRUretirement growth, you'll get:

  • GUARANTEED INCOME, EVERY MONTH

    You'll get monthly income during the payout stage that will be paid regardless of your investment value after the accumulation stage.

  • GUARANTEED HIGHER RETURNS

    Better than a capital guaranteed plan, we guarantee that the total amount of monthly guaranteed income you receive will be more than the single premium you initially invested.

  • LUMP SUM PAYOUT

    Whether its for your personal use, for further investment or as your family's inheritance, you'll get a lump sum at the end of the payout stage, according to the remaining amount of your investment value.

PRUretirement growth

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  PRUlife partner

  PRUlife ready

  PRUlink million

  PRUmy child

  PRUvalue med

  PRUretirement growth

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